Quick Summary: Regency Towers is a Gulf-front condominium resort at 5801 Thomas Drive on the east end of Panama City Beach, Florida. Browse the current listings above, then compare the individual condo's Gulf view, floor plan, condition and total ownership costs. Regency Towers offers 560 feet of private beach, two Gulf-front olympic-size pools, a poolside tiki bar and grill, 24-hour gated security and a location minutes from St. Andrews State Park.
Regency Towers condos may work as second homes, vacation properties or short-term rentals, subject to current condominium rules. Buyers should verify HOA fees, insurance, reserves, assessments, financing, parking rules and realistic net rental income before making an offer.
View Regency Towers Condos for SaleCall or Text Roger: 850-596-5844
Regency Towers can be a good fit for buyers who want a Gulf-front Panama City Beach condo in a quieter east-end setting, with Gulf-view balconies, an extensive amenity package and 24-hour gated security minutes from St. Andrews State Park. It may appeal to vacation-rental investors, second-home buyers and owners who want to spend part of the year at the beach.
The beachfront location and resort amenities can help attract vacation guests, but that does not automatically make every unit a strong investment. Floor plan, floor level, Gulf view, balcony position, interior condition, furnishings, rental history and total ownership expenses can create substantial differences between two condos in the same building.
Before purchasing, review both the individual condo and the condominium association. Current dues, insurance, reserves, structural reports, pending projects, special assessments and rental rules can matter just as much as the asking price.
Building information can change or differ among public sources. Buyers should verify unit dimensions, parking rights, storage, association responsibilities and all material facts through the current listing, condominium documents, association records and professional inspections.
Amenity availability, operating hours, pool-heating schedules and access policies can change. Confirm current information with the condominium association before relying on a particular amenity.
Day-to-day details at Regency Towers:
Obtain the current written rules before buying or booking. Posted hours and procedures may change.
Regency Towers offers a wide range of floor plans: 1-bedroom/2-bath condos around 916 square feet, 2-bedroom/2-bath condos around 1,144 square feet, 3-bedroom/2-bath condos around 1,352–1,560 square feet, and 4-bedroom/3-bath units. Many units feature Gulf-view balconies.
Do not rely only on the advertised bedroom count. Review the floor plan, property records and appraisal requirements carefully.
When comparing Regency Towers condos, pay attention to:
Regency Towers sits on the east end of Panama City Beach at 5801 Thomas Drive, near St. Andrews State Park. The gated resort provides direct beach access while keeping seafood restaurants, beach bars, family attractions and everyday services within a short drive.
Regency Towers is not next to Pier Park. Buyers who place the highest priority on walking to Pier Park may prefer a building farther west. Regency Towers is generally better suited to buyers who want a quieter east-end setting, direct beach access, 24-hour gated security and proximity to St. Andrews State Park and the Thomas Drive restaurant corridor.
Regency Towers has no public cam of its own, so the page shows the live Pineapple Willy's beach cam on the east end of Thomas Drive — the closest working live feed.
Watch the live Pineapple Willy's beach cam on YouTube
Owners and guests at Regency Towers have some of Panama City Beach's best-known seafood restaurants and outdoor attractions within a short drive on the east end and along Thomas Drive:
Hours, menus and tour schedules change seasonally. Check each business directly before planning a visit.
Buyers comparing Regency Towers often tour these nearby Gulf-front buildings:
Many Regency Towers condos have historically been marketed and operated as vacation rentals, and MLS records show short-term rental is allowed. However, buyers should never assume rental permission based on an old listing or another owner's rental advertisement — verify the current rules before buying.
Before purchasing a Regency Towers condo for short-term rental use, verify:
Confirm the property's jurisdiction, then review the applicable City of Panama City Beach short-term rental information and confirm the requirements that apply to the individual property.
You can also read Can You Use a Panama City Beach Condo as a Vacation Rental?
Gross rental revenue is only the first number to review. A strong-looking revenue figure can produce disappointing cash flow after management fees, association dues, utilities, cleaning, maintenance, insurance, taxes, supplies, licensing and periodic improvements are deducted.
A realistic Regency Towers rental analysis should consider:
Do not apply one condo's rental performance to every unit in the building. View, floor plan, condition, photography, reviews, furnishings, sleeping capacity, management quality and owner usage can materially affect revenue.
Regency Towers buyers should obtain and review current association documents rather than relying on an old MLS listing or an online estimate. Do not rely on published HOA amounts; verify current figures with the HOA.
Request the following during due diligence:
Association fees and assessment information can change. Current figures should be verified for the individual condo through the seller, listing agent, association, lender and closing professionals.
Condo financing depends on both the borrower and the building. A buyer can have excellent credit and still encounter financing problems if a lender has concerns about insurance, reserves, commercial space, owner occupancy, pending litigation, structural reports or other project-level requirements.
Before making an offer, speak with a lender who regularly finances Panama City Beach resort condos. Ask whether the lender has recently approved loans in Regency Towers and which project documents will be required.
Read Warrantable vs. Non-Warrantable Condos in Panama City Beach.
Cash buyers should complete the same association and building review. Paying cash removes the lender's project review; it does not remove the underlying risk.
Buyers often compare Regency Towers with Shores of Panama, Treasure Island, Boardwalk Beach Resort, En Soleil, Majestic Beach Resort, Edgewater Beach & Golf Resort and other Gulf-front buildings. Important differences include location, unit size, amenities, parking, rental rules, association finances, insurance and total ownership costs.
Use the Panama City Beach Condo Buildings Comparison Guide to compare popular resorts by location and buyer fit.
The best building is not necessarily the newest, least expensive or the one reporting the highest gross rental revenue. It is the building whose rules, financial condition, ownership costs and location fit your intended use and risk tolerance.
A buyer's review should go beyond touring the condo. Roger Rietsema helps buyers compare the individual unit, recent sales, association information, financing questions, insurance concerns, rental history and estimated ownership costs before important contract deadlines expire.
Buyer representation may include:
No rental return, financing approval or future appreciation can be guaranteed. The goal is to understand the property and its risks before becoming contractually committed.
Regency Towers owners need more than general Panama City Beach marketing. Buyers frequently ask about dues, assessments, reserves, insurance, rental history, financing, parking, furnishings and view quality before deciding whether to tour or make an offer.
A strong listing strategy should include:
If the condo is actively rented, future reservations, deposits, management agreements and guest access must be handled carefully. Those details can affect contract terms and closing preparation.
Start with what to know before buying a Panama City Beach condo and the current Panama City Beach housing market guide. Broad market trends provide context; use Regency Towers-specific closed sales and a unit-level expense estimate when evaluating an offer.
Regency Towers is located directly on the Gulf at 5801 Thomas Drive in Panama City Beach, Florida 32408, on the east end near St. Andrews State Park.
Yes. The condominium building and its main resort amenities are Gulf-front, with 560 feet of private beach and boardwalk beach access.
Regency Towers was built in 1982, per most MLS records (a few records show 1975).
Regency Towers offers 1-bedroom/2-bath condos around 916 square feet, 2-bedroom/2-bath condos around 1,144 square feet, 3-bedroom/2-bath condos around 1,352–1,560 square feet, and 4-bedroom/3-bath units, many with Gulf-view balconies.
The resort offers two olympic-size Gulf-front pools (one heated year-round), a kiddie pool, an indoor hot tub, a full-service poolside tiki bar and grill (Bikini Bob's), a fitness center, a billiards/game room, an owner's lounge, a community room with kitchen, picnic areas with grills, a convenience mart, organized in-house activities and 24-hour gated security.
Many Regency Towers condos have historically operated as vacation rentals, and MLS records show short-term rental is allowed. Buyers must verify current condominium documents, local registration requirements and rules applying to the specific condo.
Verify owner-pet rules and assistance-animal accommodations with the association before buying or booking.
Confirm assigned or unassigned rights, vehicle limits and current fees for the specific condo with the association.
Fees depend on the current association budget and may differ by unit. Request written association verification or a current estoppel rather than relying on an older listing. Do not rely on published HOA amounts.
Assessment information can change. Buyers should review current association records, meeting minutes, budgets, engineering information and written disclosures before completing a purchase.
Financing may be available, but approval depends on the borrower, condo and condominium project. Contact a lender experienced with Panama City Beach resort condos before making an offer.
Some units may produce attractive rental revenue, but performance varies. Purchase price, view, floor plan, furnishings, management, owner use and total expenses must be evaluated for the individual condo. Do not rely on published rental-income figures.
Current Regency Towers listings appear near the top of this page. Availability can change quickly. If you do not see a condo that fits your needs, Roger can check the MLS for active listings, coming-soon properties, recent sales and units that may return to the market.
Search current Regency Towers condos
Before buying a Regency Towers condo, compare the asking price, Gulf view, condition, association finances, insurance, rental history and likely ownership expenses. A lower-priced condo is not always the better value if it needs substantial work or carries greater association risk.
Roger Rietsema, Realtor®
Allison James Estates & Homes
Panama City Beach and 30A Real Estate
Call or text: 850-596-5844
Email: [email protected]
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Prepared for SellFL.net by Roger Rietsema, Realtor® with Allison James Estates & Homes, serving Panama City Beach and 30A buyers and sellers.
Building facts were checked against MLS records and public sources. These public sources do not replace the current governing documents, budget or written association confirmation. Verify HOA fees, pet policies and rental-income figures directly with the association.
Last updated and sources checked: October 2, 2026. Property information, amenities, association rules, fees, insurance, assessments, rental policies and availability can change. Verify all material information through current condominium documents, the association, MLS information, inspections, lenders, insurance professionals and closing professionals.
