Buyer's Guide

Step 2: Contact a Local Panama City Beach Realtor

The fastest way to schedule a viewing is to contact a local Panama City Beach realtor directly. You can request a showing by:

• Calling or texting the agent

• Submitting a request through their website

• Messaging through a listing platform (direct contact is usually faster)

Local agents understand access requirements and availability, which is critical in a market with many occupied or rental properties.

Before you step inside, a knowledgeable realtor should review:

• HOA fees and rules

• Rental policies and restrictions

• Recent sales and pricing context

• Insurance and assessment considerations

This ensures the showing is productive and aligned with your expectations.

Once you’ve narrowed down your home search, it’s time to go back to the mortgage provider who prequalified you in step three and obtain preapproval. With a property and purchase price in mind, your lender can get much more specific about your interest rate, monthly payments, the term of the loan, and special programs such as first-time homebuyer grants and loans through the VA and FHA. While you will primarily work with your bank to select the right options for you, I'm here (Your agent) to offer support and recommend a mortgage provider I've worked with in the past if you get stuck.

Final Tip: Work With One Realtor

Using multiple agents to schedule showings can slow the process and create confusion. Working with one experienced local realtor allows for:

• Better coordination

• Consistent advice

• Stronger negotiating position

Ready to Schedule a Viewing?

If you’re planning to view homes or condos in Panama City Beach, working with a local realtor ensures smoother scheduling and better information—before and after the showing.